? Explanation of report features  
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★ ★ ★  Masterpoint Winners  ★ ★ ★
Partnership Pct Rank MP
Janet Loops - Vi Gassman 66.40 1st A 0.88
Larry Frank - Peter Emanuel 58.60 2nd A 0.62
Lesley Xu - Matthew Nathanson 58.33 3rd A 0.44
Barbara Tidmore - Judy Osborn 56.25 4th A 0.31
Francesco Ruggeri - Kenneth Girouard 50.78 4th B 0.25 
EVENT>Monday Evening 499er Pair|SESSION>Monday Eve   |SECTION> A
------------------------,------ ------------,-------- --------------------------
DATE>December 1, 2025   |CLUB NO.>137059    | 12/01/2025 20:50
---------------------,-- ------------------- -------------,---------------------
DIR> Jan Winham      |RATING>Club Masterpoint (80%, 80%, 60% Open)|MOVEMENT>ONE WINNER
------------,-------- ,-------------------------,--------- ---------------------
AVE>   36.0 |TOP>   4 |MP LIMITS>500/300/100    |CLUB>Santa Cruz Bridge Club
------------ --------- ------------------------- -------------------------------
PAIRS IN STRAT A=11/B=9/C=6                      ,---,-------------------------,------,---------,
-------------------------------------------------|   |           Section       |      |Section  |
No Name                   Name                   |Flt|Rnk-A|Rnk-B|Rnk-C| Score | Pct  |Awards   |
------------------------------------------------- --- ----- ----- ----- ------- ------ --------- 
 1 Peter Emanuel          Larry Frank              C    2     2     1     42.19  58.60  0.62(A) 
 2 Sam O'Neill            Craig Smart              C    .     .     .     28.00  38.89          
 4 Matthew Nathanson      Lesley Xu                C    3     3     2     42.00  58.33  0.44(A) 
 5 Kelly Buhr             Elisa Swanson            C    .     .     .     33.75  46.88          
 6 Kenneth Girouard       Francesco Ruggeri        C    .     4     .     36.56  50.78  0.25(B) 
 7 Eric Stolzberg         Mark Riley               C    .     .     .     32.63  45.32          
 8 Darby Kremers          Linda Downing            B    .     .     .     31.50  43.75          
 9 Jan Winham             Lindsay Johnson          A    NE    .     .     28.13  39.07          
10 Judy Osborn            Barbara Tidmore          A    4     .     .     40.50  56.25  0.31(A) 
11 Vi Gassman             Janet Loops              B    1     1     .     47.81  66.40  0.88(A) 
12 Nandor Vadas           Nancy Pringle            B    .     .     .     33.19  46.10          
                                          Totals                         396.26
1 ♠A9753
♥QJ4
♦87
♣942
 Dlr: North
Vul: None
♠QJT8
♥862
♦T43
♣J83
♠K6
♥AKT9753
♦6
♣K75
♠42
♥-
♦AKQJ952
♣AQT6
7
413
16
Double Dummy Makes
NS: 5♣ 5♦ 2♠ 4NT  ♥5
EW: 2♥  ♣2 ♦2 ♠4 NT3
LoTT: 19 - 19 = 0
Par: +430 4NT-NS		 
  N-S   E-W    N-S    E-W   Contract  Ld
  400          4.00   0.00  5♦ S      ♥2  12-Vadas-Pringle vs 1-Emanuel-Frank
  150          3.00   1.00  4♦ S +1   ♥6  6-Girouard-Ruggeri vs 10-Osborn-Tidmore
  100          2.00   2.00  4♥ E -2   ♦A  8-Kremers-Downing vs 4-Nathanson-Xu
   50          1.00   3.00  3♥ E -1   ♦A  9-Winham-Johnson vs 7-Stolzberg-Riley
         50    0.00   4.00  5♦ S -1   ♥2  5-Buhr-Swanson vs 2-O'Neill-Smart
2 ♠KQ64
♥86
♦J75
♣KJ82
 Dlr: East
Vul: N-S
♠975
♥AJ953
♦AKQ63
♣-
♠AJ2
♥QT42
♦T9
♣T764
♠T83
♥K7
♦842
♣AQ953
10
147
9
Double Dummy Makes
NS:  ♣6 ♦1 ♥0 ♠4/3 NT2
EW: 1♣ 6♦ 7♥ 3♠ 2NT
LoTT: 19 - 18 = +1
Par: -1510 7♥-EW		 
  N-S   E-W    N-S    E-W   Contract  Ld
        230    4.00   0.00  3♥ E +3   ♣5  5-Buhr-Swanson vs 2-O'Neill-Smart
        260    3.00   1.00  2♥ W +5   ♠K  6-Girouard-Ruggeri vs 10-Osborn-Tidmore
        510    1.00   3.00  4♥ W +3   ♠4  12-Vadas-Pringle vs 1-Emanuel-Frank
        510    1.00   3.00  4♥ W +3   ♦7  9-Winham-Johnson vs 7-Stolzberg-Riley
        510    1.00   3.00  4♥ E +3   ♣5  8-Kremers-Downing vs 4-Nathanson-Xu
3 ♠T
♥AKQJ87
♦T5
♣QT32
 Dlr: South
Vul: E-W
♠QJ943
♥96432
♦K3
♣5
♠K76
♥-
♦AJ8764
♣AK84
♠A852
♥T5
♦Q92
♣J976
12
615
7
Double Dummy Makes
NS: 1♣ 1♥ 1NT  ♦3 ♠2
EW: 4♦ 4♠  ♣5 ♥4 NT6
LoTT: 17 - 16 = +1
Par: -500 4NT*-NS/4♥*-NS/4♣*-NS-3		 
  N-S   E-W    N-S    E-W   Contract  Ld
  470          4.00   0.00  2♥* N     ♣A  11-Gassman-Loops vs 4-Nathanson-Xu
  140          3.00   1.00  3♥ N      ♣A  12-Vadas-Pringle vs 2-O'Neill-Smart
  100          2.00   2.00  3♠ W -1   ♥A  1-Emanuel-Frank vs 8-Kremers-Downing
         50    1.00   3.00  3♥ N -1   ♣A  7-Stolzberg-Riley vs 10-Osborn-Tidmore
        100    0.00   4.00  4♥ N -2   ♣A  9-Winham-Johnson vs 5-Buhr-Swanson
4 ♠J5
♥AJ9752
♦J63
♣43
 Dlr: West
Vul: Both
♠AK9873
♥T843
♦T
♣76
♠QT64
♥-
♦K94
♣KQJ952
♠2
♥KQ6
♦AQ8752
♣AT8
7
711
15
Double Dummy Makes
NS: 3/4♦ 5♥ 1NT  ♣2 ♠2
EW: 5/4♣ 5♠  ♦3/2 ♥0 NT0
LoTT: 22 - 19 = +3
Par: -200 6♥*-NS-1		 
  N-S   E-W    N-S    E-W   Contract  Ld
  710          4.00   0.00  5♥ N +2   ♣K  9-Winham-Johnson vs 5-Buhr-Swanson
  100          3.00   1.00  3♦ W -1   ♦3  11-Gassman-Loops vs 4-Nathanson-Xu
        200    1.00   3.00  3♠ W +2   ♦3  7-Stolzberg-Riley vs 10-Osborn-Tidmore
        200    1.00   3.00  3♠ W +2   ♣4  12-Vadas-Pringle vs 2-O'Neill-Smart
        200    1.00   3.00  5♦ S -2   ♠A  1-Emanuel-Frank vs 8-Kremers-Downing
5 ♠J9852
♥986
♦QJ42
♣6
 Dlr: North
Vul: N-S
♠AKT
♥Q52
♦AKT8
♣Q74
♠4
♥T7
♦753
♣KJT8532
♠Q763
♥AKJ43
♦96
♣A9
4
184
14
Double Dummy Makes
NS: 1♥ 2♠  ♣3 ♦5 NT3
EW: 4♣ 2♦ 2NT  ♥5 ♠5
LoTT: 18 - 19 = -1
Par: -130 4♣-EW		 
  N-S   E-W    N-S    E-W   Contract  Ld
  100          4.00   0.00  3N W -2   ♠5  10-Osborn-Tidmore vs 8-Kremers-Downing
   50          3.00   1.00  5♣ E -1   ♥A  1-Emanuel-Frank vs 6-Girouard-Ruggeri
        130    1.50   2.50  3♣ W +1   ♥6  2-O'Neill-Smart vs 9-Winham-Johnson
        130    1.50   2.50  3♣ W +1   ♥6  7-Stolzberg-Riley vs 4-Nathanson-Xu
        430    0.00   4.00  3N W +1   ♠5  11-Gassman-Loops vs 5-Buhr-Swanson
6 ♠QT94
♥Q72
♦T83
♣Q93
 Dlr: East
Vul: E-W
♠K7
♥AK63
♦J9754
♣A5
♠AJ865
♥JT98
♦A
♣T42
♠32
♥54
♦KQ62
♣KJ876
6
1510
9
Double Dummy Makes
NS:  ♣5 ♦5 ♥2 ♠3 NT5
EW: 2♣ 2♦ 5♥ 3♠ 2NT
LoTT: 16 - 16 = 0
Par: -650 5♥-EW		 
  N-S   E-W    N-S    E-W   Contract  Ld
  100          4.00   0.00  3N W -1   ♣Q  11-Gassman-Loops vs 5-Buhr-Swanson
        170    3.00   1.00  3♥ W +1   ♠5  1-Emanuel-Frank vs 6-Girouard-Ruggeri
        620    1.50   2.50  4♥ W      ♠4  7-Stolzberg-Riley vs 4-Nathanson-Xu
        620    1.50   2.50  4♥ W      ♣3  10-Osborn-Tidmore vs 8-Kremers-Downing
        650    0.00   4.00  4♥ E +1   ♦K  2-O'Neill-Smart vs 9-Winham-Johnson
7 ♠95
♥-
♦AQJ7542
♣AQ54
 Dlr: South
Vul: Both
♠AQ862
♥KT862
♦83
♣2
♠K74
♥A9543
♦K9
♣J96
♠JT3
♥QJ7
♦T6
♣KT873
13
911
7
Double Dummy Makes
NS: 4♣ 4♦  ♥3 ♠3 NT6
EW: 4♥ 3/4♠ 1NT  ♣3 ♦3
LoTT: 20 - 19 = +1
Par: -200 5♦*-NS/5♣*-NS-1		 
  N-S   E-W    N-S    E-W   Contract  Ld
  100          4.00   0.00  4♥ E -1   ♦T  8-Kremers-Downing vs 5-Buhr-Swanson
        170    3.00   1.00  3♥ E +1   ♠3  2-O'Neill-Smart vs 7-Stolzberg-Riley
        500    2.00   2.00  5♦* N -2  ♥A  11-Gassman-Loops vs 6-Girouard-Ruggeri
        620    1.00   3.00  4♥ E      ♦T  10-Osborn-Tidmore vs 9-Winham-Johnson
        630    0.00   4.00  3N W +1   ♥9  12-Vadas-Pringle vs 4-Nathanson-Xu
8 ♠KT
♥KT3
♦T432
♣9732
 Dlr: West
Vul: None
♠J32
♥AJ8
♦97
♣AKT84
♠AQ5
♥Q9742
♦QJ5
♣Q6
♠98764
♥65
♦AK86
♣J5
6
1313
8
Double Dummy Makes
NS:  ♣3 ♦6 ♥3 ♠5 NT3
EW: 4♣ 4♥ 2♠ 4NT  ♦6
LoTT: 16 - 16 = 0
Par: -430 4NT-EW		 
  N-S   E-W    N-S    E-W   Contract  Ld
   50          4.00   0.00  4♥ W -1   ♦8  12-Vadas-Pringle vs 4-Nathanson-Xu
        150    3.00   1.00  2N E +1   ♦6  10-Osborn-Tidmore vs 9-Winham-Johnson
        180    2.00   2.00  1N E +3   ♦A  11-Gassman-Loops vs 6-Girouard-Ruggeri
        400    1.00   3.00  3N E      ♠4  8-Kremers-Downing vs 5-Buhr-Swanson
        430    0.00   4.00  3N W +1   ♣9  2-O'Neill-Smart vs 7-Stolzberg-Riley
9 ♠QT8765
♥K952
♦K2
♣K
 Dlr: North
Vul: E-W
♠92
♥JT63
♦J8653
♣95
♠AK43
♥AQ74
♦Q94
♣87
♠J
♥8
♦AT7
♣AQJT6432
11
215
12
Double Dummy Makes
NS: 4♣ 2♠ 2/4NT  ♦5 ♥5/6
EW: 1♦ 1♥  ♣2 ♠4 NT3
LoTT: 17 - 17 = 0
Par: +430 4NT-S		 
  N-S   E-W    N-S    E-W   Contract  Ld
  150          4.00   0.00  4♣ S +1   ♥3  4-Nathanson-Xu vs 2-O'Neill-Smart
  130          2.00   2.00  4♣ S      ♥J  12-Vadas-Pringle vs 5-Buhr-Swanson
  130          2.00   2.00  3♣ S +1   ♠9  1-Emanuel-Frank vs 10-Osborn-Tidmore
  130          2.00   2.00  3♣ S +1   ♥J  9-Winham-Johnson vs 6-Girouard-Ruggeri
        100    0.00   4.00  5♣* S -1  ♥3  7-Stolzberg-Riley vs 11-Gassman-Loops
10 ♠QT
♥T62
♦53
♣QJT873
 Dlr: East
Vul: Both
♠KJ9864
♥K43
♦T8
♣A6
♠53
♥AJ987
♦72
♣9542
♠A72
♥Q5
♦AKQJ964
♣K
5
115
19
Double Dummy Makes
NS: 2♣ 3♦ 1NT  ♥4 ♠4
EW: 2♥ 2♠  ♣5 ♦4 NT5
LoTT: 17 - 17 = 0
Par: +110 3♦-NS		 
  N-S   E-W    N-S    E-W   Contract  Ld
  130          3.00   1.00  4♦ S      ♣A  4-Nathanson-Xu vs 2-O'Neill-Smart
  130          3.00   1.00  3♦ S +1   ♠8  7-Stolzberg-Riley vs 11-Gassman-Loops
  130          3.00   1.00  3♦ S +1   ♠8  9-Winham-Johnson vs 6-Girouard-Ruggeri
  110          1.00   3.00  3♦ S      ♥3  1-Emanuel-Frank vs 10-Osborn-Tidmore
        100    0.00   4.00  5♦ S -1   ♠8  12-Vadas-Pringle vs 5-Buhr-Swanson
11 ♠T3
♥AK76
♦T542
♣J95
 Dlr: South
Vul: None
♠AKJ98652
♥J2
♦-
♣K43
♠Q4
♥QT94
♦K8
♣AQ872
♠7
♥853
♦AQJ9763
♣T6
8
1213
7
Double Dummy Makes
NS: 3♦  ♣0 ♥5 ♠0 NT0
EW: 5♣ 1♥ 5♠  ♦4 NT4
LoTT: 20 - 21 = -1
Par: -450 5♠-EW		 
  N-S   E-W    N-S    E-W   Contract  Ld
        450    3.50   0.50  5♠ W      ♥A  4-Nathanson-Xu vs 9-Winham-Johnson
        450    3.50   0.50  4♠ W +1   ♥A  1-Emanuel-Frank vs 7-Stolzberg-Riley
        510    1.00   3.00  5♠ W +2   ♦2  2-O'Neill-Smart vs 10-Osborn-Tidmore
        510    1.00   3.00  4♠ W +3   ♦5  12-Vadas-Pringle vs 6-Girouard-Ruggeri
        510    1.00   3.00  4♠ W +3   ♦2  8-Kremers-Downing vs 11-Gassman-Loops
12 ♠AKQT6
♥J8
♦AK62
♣A3
 Dlr: West
Vul: N-S
♠3
♥Q7532
♦T987
♣K97
♠J87542
♥-
♦QJ5
♣J654
♠9
♥AKT964
♦43
♣QT82
21
55
9
Double Dummy Makes
NS: 3♣ 4♦ 5♥ 3♠ 5NT
EW:  ♣3/4 ♦3 ♥2 ♠3 NT2
LoTT: 15 - 15 = 0
Par: +660 5NT-NS		 
  N-S   E-W    N-S    E-W   Contract  Ld
        100    3.50   0.50  4N N -1   ♠5  1-Emanuel-Frank vs 7-Stolzberg-Riley
        100    3.50   0.50  4♦ N -1   ♣4  4-Nathanson-Xu vs 9-Winham-Johnson
        200    1.50   2.50  3N S -2   ♥5  8-Kremers-Downing vs 11-Gassman-Loops
        200    1.50   2.50  3N S -2   ♥3  2-O'Neill-Smart vs 10-Osborn-Tidmore
        300    0.00   4.00  4♠ N -3   ♣4  12-Vadas-Pringle vs 6-Girouard-Ruggeri
13 ♠A6
♥765
♦AK96
♣7642
 Dlr: North
Vul: Both
♠K543
♥AKT43
♦J4
♣KQ
♠Q9872
♥Q98
♦T83
♣A3
♠JT
♥J2
♦Q752
♣JT985
11
168
5
Double Dummy Makes
NS: 2♣ 2♦  ♥3 ♠3 NT5
EW: 4♥ 4♠ 2NT  ♣5 ♦5
LoTT: 18 - 18 = 0
Par: -620 4♠-EW/4♥-EW		 
  N-S   E-W    N-S    E-W   Contract  Ld
  100          4.00   0.00  4♥ W -1   ♦A  2-O'Neill-Smart vs 8-Kremers-Downing
        170    3.00   1.00  3♥ W +1   ♦A  11-Gassman-Loops vs 9-Winham-Johnson
        620    1.00   3.00  4♠ E      ♣J  6-Girouard-Ruggeri vs 4-Nathanson-Xu
        620    1.00   3.00  4♥ W      ♦A  5-Buhr-Swanson vs 1-Emanuel-Frank
        620    1.00   3.00  4♥ W      ♦A  12-Vadas-Pringle vs 7-Stolzberg-Riley
14 ♠KT43
♥Q2
♦KJT9
♣T94
 Dlr: East
Vul: None
♠75
♥9873
♦Q87654
♣J
♠962
♥AT654
♦3
♣KQ75
♠AQJ8
♥KJ
♦A2
♣A8632
9
39
19
Double Dummy Makes
NS: 4♣ 2♦ 4♠ 3NT  ♥5
EW: 2♥  ♣3 ♦5 ♠3 NT4
LoTT: 18 - 17 = +1
Par: +420 4♠-NS		 
  N-S   E-W    N-S    E-W   Contract  Ld
  450          4.00   0.00  4♠ N +1   ♦3  2-O'Neill-Smart vs 8-Kremers-Downing
  430          3.00   1.00  3N N +1   ♦8  11-Gassman-Loops vs 9-Winham-Johnson
  420          2.00   2.00  4♠ N      ♦3  6-Girouard-Ruggeri vs 4-Nathanson-Xu
         50    0.50   3.50  4♠ S -1   ♣J  5-Buhr-Swanson vs 1-Emanuel-Frank
         50    0.50   3.50  4♠ N -1   ♥5  12-Vadas-Pringle vs 7-Stolzberg-Riley
15 ♠J73
♥93
♦4
♣AKJ9432
 Dlr: South
Vul: N-S
♠T86
♥62
♦K6532
♣T76
♠KQ54
♥Q754
♦AJ9
♣Q8
♠A92
♥AKJT8
♦QT87
♣5
9
314
14
Double Dummy Makes
NS: 6♣ 1♦ 4♥ 2♠ 5NT
EW:  ♣0 ♦6 ♥3/0 ♠4 NT0
LoTT: 18 - 16 = +2
Par: +1370 6♣-NS		 
  N-S   E-W    N-S    E-W   Contract  Ld
 1100          4.00   0.00  5♦* E -5  ♥3  6-Girouard-Ruggeri vs 2-O'Neill-Smart
  630          2.50   1.50  3N S +1   ♠6  12-Vadas-Pringle vs 8-Kremers-Downing
  630          2.50   1.50  3N S +1   ♦3  7-Stolzberg-Riley vs 5-Buhr-Swanson
  130          1.00   3.00  3♣ N +1   ♠K  11-Gassman-Loops vs 1-Emanuel-Frank
        200    0.00   4.00  3N N -2   ♠4  10-Osborn-Tidmore vs 4-Nathanson-Xu
16 ♠Q53
♥9765
♦A4
♣A853
 Dlr: West
Vul: E-W
♠KJ7
♥AKQ
♦JT972
♣97
♠A64
♥J843
♦KQ
♣KQT6
♠T982
♥T2
♦8653
♣J42
10
1415
1
Double Dummy Makes
NS:  ♣3 ♦2 ♥2 ♠3/4 NT2
EW: 4♣ 5♦ 5♥ 3♠ 5NT
LoTT: 15 - 14 = +1
Par: -660 5NT-EW		 
  N-S   E-W    N-S    E-W   Contract  Ld
        180    4.00   0.00  2N E +2   ♠T  11-Gassman-Loops vs 1-Emanuel-Frank
        630    2.00   2.00  3N W +1   ♥9  12-Vadas-Pringle vs 8-Kremers-Downing
        630    2.00   2.00  3N W +1   ♣3  6-Girouard-Ruggeri vs 2-O'Neill-Smart
        630    2.00   2.00  3N W +1   ♣3  10-Osborn-Tidmore vs 4-Nathanson-Xu
        660    0.00   4.00  3N W +2   ♠3  7-Stolzberg-Riley vs 5-Buhr-Swanson
17 ♠A3
♥AQ652
♦Q962
♣Q9
 Dlr: North
Vul: None
♠J976
♥974
♦K75
♣543
♠Q54
♥KT
♦AJ83
♣KJT7
♠KT82
♥J83
♦T4
♣A862
14
414
8
Double Dummy Makes
NS: -/1♣ 2/3♥ 1NT
       ♣6/7 ♦6 ♠5/6
EW: 1♦ 1♠  ♣6 ♥4 NT6
LoTT: 16 - 15 = +1
Par: +140 3♥-S		 
  N-S   E-W    N-S    E-W   Contract  Ld
  170          3.50   0.50  3♥ N +1   ♣7  12-Vadas-Pringle vs 9-Winham-Johnson
  170          3.50   0.50  2♥ N +2   ♠4  8-Kremers-Downing vs 6-Girouard-Ruggeri
  140          1.50   2.50  2♥ N +1   ♠4  2-O'Neill-Smart vs 11-Gassman-Loops
  140          1.50   2.50  2♥ N +1   ♦A  4-Nathanson-Xu vs 1-Emanuel-Frank
  110          0.00   4.00  2♥ N      ♠4  5-Buhr-Swanson vs 10-Osborn-Tidmore
18 ♠T2
♥AKJ
♦T974
♣KQ53
 Dlr: East
Vul: N-S
♠A83
♥Q9873
♦865
♣98
♠Q97
♥654
♦AKQJ
♣T42
♠KJ654
♥T2
♦32
♣AJ76
13
612
9
Double Dummy Makes
NS: 4♣ 1♦ 3♠ 2NT  ♥6
EW: 1♥  ♣2 ♦6 ♠3 NT5
LoTT: 17 - 16 = +1
Par: +140 3♠-NS		 
  N-S   E-W    N-S    E-W   Contract  Ld
  110          4.00   0.00  3♣ N      ♦A  12-Vadas-Pringle vs 9-Winham-Johnson
  100          3.00   1.00  1N W -2   ♠T  8-Kremers-Downing vs 6-Girouard-Ruggeri
   90          2.00   2.00  2♣ N      ♦A  5-Buhr-Swanson vs 10-Osborn-Tidmore
        100    0.50   3.50  2N N -1   ♦A  2-O'Neill-Smart vs 11-Gassman-Loops
        100    0.50   3.50  3♣ N -1   ♦A  4-Nathanson-Xu vs 1-Emanuel-Frank