? Explanation of report features  
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★ ★ ★  Masterpoint Winners  ★ ★ ★
Partnership Pct Rank MP
Betsy Allen - Shamim Formoso 67.97 1st A 0.88
Robert Hartmann - Tony Nelson 64.58 1st B 0.80
Cathy Foy - Daphne Morrissey 57.82 2nd B 0.56
Barbara Rodrigues - Jondi Gumz 54.69 3rd B 0.40
Amos Hahn - Carol Cowen 51.57 4th B 0.28 
EVENT>Monday Evening 499er Pair|SESSION>Monday Eve   |SECTION> A
------------------------,------ ------------,-------- --------------------------
DATE>March 31, 2025     |CLUB NO.>137059    | 04/01/2025 14:55
---------------------,-- ------------------- -------------,---------------------
DIR> Carol Avenmarg  |RATING>Club Masterpoint (80%, 80%, 60% Open)|MOVEMENT>ONE WINNER
------------,-------- ,-------------------------,--------- ---------------------
AVE>   36.0 |TOP>   4 |MP LIMITS>500/300/100    |CLUB>Santa Cruz Bridge Club
------------ --------- ------------------------- -------------------------------
PAIRS IN STRAT A=11/B=10/C=5                     ,---,-------------------------,------,---------,
-------------------------------------------------|   |           Section       |      |Section  |
No Name                   Name                   |Flt|Rnk-A|Rnk-B|Rnk-C| Score | Pct  |Awards   |
------------------------------------------------- --- ----- ----- ----- ------- ------ --------- 
 1 Richard Pearce         Susan Pearce             C    .     .     .     33.19  46.10          
 2 Darby Kremers          Linda Downing            B    .     .     .     24.75  34.38          
 3 Amos Hahn              Carol Cowen              B    .     4     .     37.13  51.57  0.28(B) 
 4 Barbara Rodrigues      Jondi Gumz               C    4     3     2     39.38  54.69  0.40(B) 
 5 Tony Nelson            Robert Hartmann          B    2     1     .     46.50  64.58  0.80(B) 
 7 Edna Elkins            Francine Raphael         B    .     .     .     27.50  38.19          
 8 Cathy Foy              Daphne Morrissey         C    3     2     1     41.63  57.82  0.56(B) 
 9 Francesco Ruggeri      Mary Graves              C    .     .     .     32.63  45.32          
10 Barbara Tidmore        Judy Osborn              B    .     .     .     31.50  43.75          
11 Kathy Stone            Christina Kobland        C    .     .     .     32.63  45.32          
12 Betsy Allen            Shamim Formoso           A    1     .     .     48.94  67.97  0.88(A) 
                                          Totals                         395.78
1 ♠95
♥J964
♦Q72
♣T743
 Dlr: North
Vul: None
♠-
♥Q875
♦K43
♣KQJ652
♠K87643
♥A3
♦JT85
♣A
♠AQJT2
♥KT2
♦A96
♣98
3
1112
14
Double Dummy Makes
NS:  ♣4 ♦4 ♥5 ♠6 NT4
EW: 3♣ 1♦ 2/1♥  ♠6 NT6
LoTT: 15 - 14 = +1
Par: -110 2♥-W		 
  N-S   E-W    N-S    E-W   Contract  Ld
  150          4.00   0.00  3N E -3   ♣3  12-Allen-Formoso vs 1-Pearce-Pearce
   50          2.50   1.50  3N W -1   ♥4  3-Hahn-Cowen vs 11-Stone-Kobland
   50          2.50   1.50  3N E -1   ♠A  5-Nelson-Hartmann vs 2-Kremers-Downing
        110    1.00   3.00  2♠ E      ♥2  9-Ruggeri-Graves vs 7-Elkins-Raphael
        150    0.00   4.00  3♥ N -3   ♣A  8-Foy-Morrissey vs 4-Rodrigues-Gumz
2 ♠J983
♥Q7
♦97
♣QJT96
 Dlr: East
Vul: N-S
♠K65
♥K86542
♦T8
♣K2
♠A742
♥A9
♦KQJ643
♣4
♠QT
♥JT3
♦A52
♣A8753
6
914
11
Double Dummy Makes
NS: 1♣  ♦2 ♥3 ♠4 NT3
EW: 4♦ 4♥ 3♠ 2NT  ♣6
LoTT: 17 - 18 = -1
Par: -420 4♥-EW		 
  N-S   E-W    N-S    E-W   Contract  Ld
   50          4.00   0.00  4♥ W -1   ♣Q  5-Nelson-Hartmann vs 2-Kremers-Downing
        130    3.00   1.00  2♦ E +2   ♣8  8-Foy-Morrissey vs 4-Rodrigues-Gumz
        150    2.00   2.00  4♦ E +1   ♣A  12-Allen-Formoso vs 1-Pearce-Pearce
        170    1.00   3.00  2♥ W +2   ♣Q  9-Ruggeri-Graves vs 7-Elkins-Raphael
        420    0.00   4.00  4♥ W      ♣Q  3-Hahn-Cowen vs 11-Stone-Kobland
3 ♠KQ3
♥3
♦KQT743
♣K52
 Dlr: South
Vul: E-W
♠T52
♥AK975
♦J86
♣A7
♠86
♥82
♦952
♣QJ8643
♠AJ974
♥QJT64
♦A
♣T9
13
123
12
Double Dummy Makes
NS: 1♣ 5♦ 2♥ 5♠ 4NT
EW:  ♣6 ♦1 ♥4 ♠1 NT2
LoTT: 17 - 16 = +1
Par: +450 5♠-NS		 
  N-S   E-W    N-S    E-W   Contract  Ld
  490          4.00   0.00  3N N +3   ♣6  12-Allen-Formoso vs 2-Kremers-Downing
  480          3.00   1.00  4♠ S +2   ♥A  1-Pearce-Pearce vs 8-Foy-Morrissey
  450          2.00   2.00  4♠ S +1   ♥A  9-Ruggeri-Graves vs 5-Nelson-Hartmann
  200          1.00   3.00  2♠ S +3   ♥A  7-Elkins-Raphael vs 10-Tidmore-Osborn
         50    0.00   4.00  4♠ S -1   ♥A  11-Stone-Kobland vs 4-Rodrigues-Gumz
4 ♠6
♥A7542
♦AJ5
♣J872
 Dlr: West
Vul: Both
♠T32
♥QT98
♦T74
♣K95
♠AK9854
♥3
♦9
♣AQT43
♠QJ7
♥KJ6
♦KQ8632
♣6
10
513
12
Double Dummy Makes
NS: 3♦ 3♥  ♣3 ♠3 NT6
EW: 2♣ 4♠  ♦3 ♥3 NT5
LoTT: 19 - 18 = +1
Par: -500 5♥*-NS/5♦*-NS-2		 
  N-S   E-W    N-S    E-W   Contract  Ld
  100          4.00   0.00  4♠ E -1   ♦2  12-Allen-Formoso vs 2-Kremers-Downing
        100    3.00   1.00  4♦ S -1   ♠2  11-Stone-Kobland vs 4-Rodrigues-Gumz
        500    2.00   2.00  5♦* S -2  ♠T  7-Elkins-Raphael vs 10-Tidmore-Osborn
        620    0.50   3.50  4♠ E      ♦K  9-Ruggeri-Graves vs 5-Nelson-Hartmann
        620    0.50   3.50  4♠ E      ♣6  1-Pearce-Pearce vs 8-Foy-Morrissey
5 ♠A53
♥63
♦64
♣T96542
 Dlr: North
Vul: N-S
♠J96
♥KQT7
♦Q872
♣Q7
♠T872
♥A542
♦K953
♣8
♠KQ4
♥J98
♦AJT
♣AKJ3
4
107
19
Double Dummy Makes
NS: 4♣ 1♠ 3NT  ♦6 ♥6
EW: 1♦ 1♥  ♣3 ♠5 NT3
LoTT: 17 - 18 = -1
Par: +500 4♥*-EW/4♦*-EW-3		 
  N-S   E-W    N-S    E-W   Contract  Ld
  600          3.50   0.50  3N S      ♥K  2-Kremers-Downing vs 9-Ruggeri-Graves
  600          3.50   0.50  3N S      ♥7  12-Allen-Formoso vs 3-Hahn-Cowen
  180          2.00   2.00  2N S +2   ♦2  11-Stone-Kobland vs 5-Nelson-Hartmann
  150          1.00   3.00  1♣ S +4   ♥7  7-Elkins-Raphael vs 4-Rodrigues-Gumz
  130          0.00   4.00  3♣ S +1   ♥7  10-Tidmore-Osborn vs 8-Foy-Morrissey
6 ♠T8652
♥KJ4
♦J86
♣93
 Dlr: East
Vul: E-W
♠AJ97
♥A63
♦KQ3
♣J72
♠K43
♥Q95
♦T4
♣QT854
♠Q
♥T872
♦A9752
♣AK6
5
157
13
Double Dummy Makes
NS: 2♦ 1♥  ♣4 ♠6 NT5
EW: 2♣ 1♠ 2NT  ♦5 ♥6
LoTT: 16 - 16 = 0
Par: -100 3♦*-NS-1		 
  N-S   E-W    N-S    E-W   Contract  Ld
  100          4.00   0.00  1N W -1   ♦J  7-Elkins-Raphael vs 4-Rodrigues-Gumz
         50    3.00   1.00  2♦ S -1   ♣J  12-Allen-Formoso vs 3-Hahn-Cowen
         90    2.00   2.00  1N W      ♦6  10-Tidmore-Osborn vs 8-Foy-Morrissey
        110    1.00   3.00  3♣ W      ♦6  11-Stone-Kobland vs 5-Nelson-Hartmann
        180    0.00   4.00  1N E +3   ♦2  2-Kremers-Downing vs 9-Ruggeri-Graves
7 ♠KQJ65
♥A972
♦32
♣Q3
 Dlr: South
Vul: Both
♠82
♥K
♦QT8765
♣KJ75
♠AT743
♥Q64
♦J9
♣AT2
♠9
♥JT853
♦AK4
♣9864
12
911
8
Double Dummy Makes
NS: 3♥  ♣5 ♦3 ♠6 NT6
EW: 2♣ 3♦  ♥4 ♠6 NT6
LoTT: 18 - 17 = +1
Par: +140 3♥-NS		 
  N-S   E-W    N-S    E-W   Contract  Ld
  140          3.00   1.00  3♥ S      ♦7  8-Foy-Morrissey vs 5-Nelson-Hartmann
  140          3.00   1.00  2♥ N +1   ♦J  2-Kremers-Downing vs 7-Elkins-Raphael
  140          3.00   1.00  2♥ N +1   ♦J  3-Hahn-Cowen vs 1-Pearce-Pearce
   90          1.00   3.00  1N S      ♦8  12-Allen-Formoso vs 4-Rodrigues-Gumz
        300    0.00   4.00  2♠ N -3   ♦J  10-Tidmore-Osborn vs 9-Ruggeri-Graves
8 ♠AKJ8
♥AK94
♦AKJ
♣52
 Dlr: West
Vul: None
♠94
♥T
♦T8765
♣AQ873
♠T7632
♥5
♦Q43
♣K964
♠Q5
♥QJ87632
♦92
♣JT
23
65
6
Double Dummy Makes
NS: 5♥ 2♠ 2NT  ♣5 ♦5
EW: 1♣ 2♦  ♥0 ♠5 NT0
LoTT: 18 - 20 = -2
Par: +450 5♥-NS		 
  N-S   E-W    N-S    E-W   Contract  Ld
  510          3.50   0.50  4♥ S +3   ♦8  8-Foy-Morrissey vs 5-Nelson-Hartmann
  510          3.50   0.50  4♥ N +3   ♠3  10-Tidmore-Osborn vs 9-Ruggeri-Graves
  480          1.50   2.50  4♥ S +2   ♠9  2-Kremers-Downing vs 7-Elkins-Raphael
  480          1.50   2.50  4♥ N +2   ♠7  3-Hahn-Cowen vs 1-Pearce-Pearce
  450          0.00   4.00  4♥ N +1   ♣4  12-Allen-Formoso vs 4-Rodrigues-Gumz
9 ♠KJ873
♥QJ974
♦85
♣8
 Dlr: North
Vul: E-W
♠Q54
♥2
♦KQJ7632
♣K5
♠2
♥AKT8653
♦-
♣AQ976
♠AT96
♥-
♦AT94
♣JT432
7
1113
9
Double Dummy Makes
NS: -/1♣ 2/3♠ -/1NT
       ♣5/7 ♦5/6 ♥4/5 NT6/7
EW: 1♦ 2♥  ♣6 ♠4 NT6
LoTT: 17 - 17 = 0
Par: +140 3♠-S		 
  N-S   E-W    N-S    E-W   Contract  Ld
  500          4.00   0.00  5♥* E -2  ♠A  1-Pearce-Pearce vs 10-Tidmore-Osborn
  300          3.00   1.00  4♥ E -3   ♠A  4-Rodrigues-Gumz vs 2-Kremers-Downing
  200          1.50   2.50  3N W -2   ♠7  7-Elkins-Raphael vs 11-Stone-Kobland
  200          1.50   2.50  4♥ E -2   ♣J  3-Hahn-Cowen vs 8-Foy-Morrissey
  100          0.00   4.00  5♥ E -1   ♦A  12-Allen-Formoso vs 5-Nelson-Hartmann
10 ♠T984
♥J843
♦8
♣K876
 Dlr: East
Vul: Both
♠AQ72
♥T97
♦QJT2
♣QT
♠K653
♥Q2
♦9754
♣943
♠J
♥AK65
♦AK63
♣AJ52
4
115
20
Double Dummy Makes
NS: 6♣ 2♦ 5♥ 2♠ 4NT
EW:  ♣1 ♦5 ♥2 ♠5 NT3
LoTT: 17 - 16 = +1
Par: +1370 6♣-NS		 
  N-S   E-W    N-S    E-W   Contract  Ld
  680          4.00   0.00  4♥ S +2   ♠7  3-Hahn-Cowen vs 8-Foy-Morrissey
  620          3.00   1.00  4♥ N      ♦7  12-Allen-Formoso vs 5-Nelson-Hartmann
   90          1.50   2.50  1♦ S +1   ♥T  4-Rodrigues-Gumz vs 2-Kremers-Downing
   90          1.50   2.50  1♦ S +1   ♣Q  1-Pearce-Pearce vs 10-Tidmore-Osborn
        100    0.00   4.00  4♥ N -1   ♣3  7-Elkins-Raphael vs 11-Stone-Kobland
11 ♠543
♥T4
♦JT973
♣QT2
 Dlr: South
Vul: None
♠A2
♥K8752
♦62
♣AK83
♠QT7
♥Q96
♦A84
♣J654
♠KJ986
♥AJ3
♦KQ5
♣97
3
149
14
Double Dummy Makes
NS: 2♦ 1♠  ♣4 ♥5 NT6
EW: 3/2♣ 2♥ 1/-NT
       ♦5 ♠6/5 NT7/6
LoTT: 17 - 16 = +1
Par: -100 3♦*-NS-1		 
  N-S   E-W    N-S    E-W   Contract  Ld
  150          4.00   0.00  4♥ W -3   ♠3  5-Nelson-Hartmann vs 3-Hahn-Cowen
   50          2.00   2.00  4♥ W -1   ♠3  4-Rodrigues-Gumz vs 9-Ruggeri-Graves
   50          2.00   2.00  4♥ W -1   ♠3  8-Foy-Morrissey vs 11-Stone-Kobland
   50          2.00   2.00  3♥ W -1   ♠5  1-Pearce-Pearce vs 7-Elkins-Raphael
        100    0.00   4.00  3♠ S -2   ♣A  2-Kremers-Downing vs 10-Tidmore-Osborn
12 ♠QJ3
♥53
♦J7
♣AT9863
 Dlr: West
Vul: N-S
♠A4
♥KT98742
♦A5
♣J2
♠KT762
♥-
♦KT9642
♣Q7
♠985
♥AQJ6
♦Q83
♣K54
8
128
12
Double Dummy Makes
NS: 2NT  ♣6 ♦3 ♥5 ♠3
EW: 4♦ 2♥ 2♠  ♣4 NT5
LoTT: 16 - 17 = -1
Par: -130 4♦-EW		 
  N-S   E-W    N-S    E-W   Contract  Ld
  150          4.00   0.00  2N E -3   ♣5  8-Foy-Morrissey vs 11-Stone-Kobland
  100          2.50   1.50  3♠ E -2   ♥A  1-Pearce-Pearce vs 7-Elkins-Raphael
  100          2.50   1.50  3♥ W -2   ♠Q  2-Kremers-Downing vs 10-Tidmore-Osborn
        110    1.00   3.00  2♥ W      ♠Q  5-Nelson-Hartmann vs 3-Hahn-Cowen
        420    0.00   4.00  4♠ E      ♥A  4-Rodrigues-Gumz vs 9-Ruggeri-Graves
13 ♠K63
♥AK62
♦AKT764
♣-
 Dlr: North
Vul: Both
♠A2
♥98754
♦J8
♣T984
♠JT975
♥QJ3
♦5
♣K652
♠Q84
♥T
♦Q932
♣AQJ73
17
57
11
Double Dummy Makes
NS: 3♣ 6♦ 3♥ 3♠ 5NT
EW:  ♣3/4 ♦1 ♥4 ♠4 NT2
LoTT: 16 - 18 = -2
Par: +1370 6♦-NS		 
  N-S   E-W    N-S    E-W   Contract  Ld
 1370          4.00   0.00  6♦ N      ♠5  12-Allen-Formoso vs 7-Elkins-Raphael
  630          3.00   1.00  3N S +1   ♥9  5-Nelson-Hartmann vs 1-Pearce-Pearce
  620          2.00   2.00  5♦ N +1   ♥Q  11-Stone-Kobland vs 9-Ruggeri-Graves
  600          1.00   3.00  5♦ N      ♠J  10-Tidmore-Osborn vs 3-Hahn-Cowen
  150          0.00   4.00  3♦ N +2   ♠J  2-Kremers-Downing vs 8-Foy-Morrissey
14 ♠Q
♥AQT9
♦AQ9876
♣87
 Dlr: East
Vul: None
♠T865
♥52
♦JT4
♣KQ93
♠KJ43
♥KJ643
♦5
♣T64
♠A972
♥87
♦K32
♣AJ52
14
68
12
Double Dummy Makes
NS: 1♣ 4♦ 1/2♥ 3NT  ♠5
EW: 2♠  ♣6 ♦3 ♥5 NT3
LoTT: 18 - 17 = +1
Par: +300 4♠*-EW-2		 
  N-S   E-W    N-S    E-W   Contract  Ld
  460          4.00   0.00  3N N +2   ♥6  5-Nelson-Hartmann vs 1-Pearce-Pearce
  430          3.00   1.00  3N S +1   ♣3  10-Tidmore-Osborn vs 3-Hahn-Cowen
  400          2.00   2.00  3N S      ♥5  12-Allen-Formoso vs 7-Elkins-Raphael
  150          0.50   3.50  3♦ S +2   ♣3  11-Stone-Kobland vs 9-Ruggeri-Graves
  150          0.50   3.50  2♦ N +3   ♥4  2-Kremers-Downing vs 8-Foy-Morrissey
15 ♠QJ
♥7
♦KQ75
♣QT8743
 Dlr: South
Vul: N-S
♠A653
♥J653
♦A
♣AKJ5
♠K98
♥AQT2
♦98632
♣6
♠T742
♥K984
♦JT4
♣92
10
179
4
Double Dummy Makes
NS:  ♣5 ♦4 ♥1 ♠3 NT5
EW: 2♣ 2♦ 6/5♥ 4♠ 2NT
LoTT: 17 - 16 = +1
Par: -980 6♥-W		 
  N-S   E-W    N-S    E-W   Contract  Ld
   50          4.00   0.00  4♥ E -1   ♦J  12-Allen-Formoso vs 8-Foy-Morrissey
        140    3.00   1.00  3♥ E      ♦J  3-Hahn-Cowen vs 9-Ruggeri-Graves
        170    1.50   2.50  2♥ E +2   ♦T  10-Tidmore-Osborn vs 4-Rodrigues-Gumz
        170    1.50   2.50  2♥ E +2   ♦4  11-Stone-Kobland vs 1-Pearce-Pearce
        430    0.00   4.00  3N W +1   ♦5  7-Elkins-Raphael vs 5-Nelson-Hartmann
16 ♠KQ84
♥632
♦8
♣KT952
 Dlr: West
Vul: E-W
♠65
♥KQ87
♦9764
♣J76
♠AJT72
♥4
♦JT532
♣Q3
♠93
♥AJT95
♦AKQ
♣A84
8
68
18
Double Dummy Makes
NS: 4♣ 1♦ 3♥ 2♠ 3NT
EW:  ♣3 ♦6 ♥4 ♠5 NT4
LoTT: 16 - 17 = -1
Par: +400 3NT-NS		 
  N-S   E-W    N-S    E-W   Contract  Ld
  420          3.00   1.00  4♥ S      ♠6  3-Hahn-Cowen vs 9-Ruggeri-Graves
  420          3.00   1.00  4♥ S      ♠6  12-Allen-Formoso vs 8-Foy-Morrissey
  420          3.00   1.00  4♥ S      ♣7  11-Stone-Kobland vs 1-Pearce-Pearce
  130          1.00   3.00  3♣ N +1   ♦J  7-Elkins-Raphael vs 5-Nelson-Hartmann
         50    0.00   4.00  4♥ S -1   ♠6  10-Tidmore-Osborn vs 4-Rodrigues-Gumz
17 ♠AT975
♥4
♦T642
♣Q43
 Dlr: North
Vul: None
♠KJ
♥QJ7
♦KQ85
♣AKJ5
♠43
♥K62
♦J97
♣T9862
♠Q862
♥AT9853
♦A3
♣7
6
204
10
Double Dummy Makes
NS: 2♥ 4♠  ♣4 ♦5 NT6
EW: 2♣ 1♦ 1NT  ♥5 ♠3
LoTT: 18 - 18 = 0
Par: +420 4♠-NS		 
  N-S   E-W    N-S    E-W   Contract  Ld
  630          4.00   0.00  3♠* N +1  ♥2  5-Nelson-Hartmann vs 10-Tidmore-Osborn
   50          3.00   1.00  2N W -1   ♥4  12-Allen-Formoso vs 9-Ruggeri-Graves
        100    2.00   2.00  4♠ S -2   ♣A  2-Kremers-Downing vs 11-Stone-Kobland
        150    0.50   3.50  2N W +1   ♥4  4-Rodrigues-Gumz vs 1-Pearce-Pearce
        150    0.50   3.50  2N W +1   ♥4  7-Elkins-Raphael vs 3-Hahn-Cowen
18 ♠QT53
♥AK76
♦AT3
♣84
 Dlr: East
Vul: N-S
♠AK6
♥Q43
♦Q84
♣KJ72
♠9872
♥T95
♦K72
♣Q53
♠J4
♥J82
♦J965
♣AT96
13
155
7
Double Dummy Makes
NS: 1♣ 2♦ 2♥ 1♠ 1NT
EW:  ♣6 ♦5 ♥5 ♠6 NT6
LoTT: 14 - 14 = 0
Par: +110 2♥-NS		 
  N-S   E-W    N-S    E-W   Contract  Ld
   50          4.00   0.00  1N W -1   ♠3  2-Kremers-Downing vs 11-Stone-Kobland
         90    3.00   1.00  1N W      ♥6  12-Allen-Formoso vs 9-Ruggeri-Graves
        100    1.50   2.50  2♦ S -1   ♠A  7-Elkins-Raphael vs 3-Hahn-Cowen
        100    1.50   2.50  2♦ N -1   ♣Q  4-Rodrigues-Gumz vs 1-Pearce-Pearce
        120    0.00   4.00  1N E +1   ♥6  5-Nelson-Hartmann vs 10-Tidmore-Osborn